Bendigo and Adelaide Bank Limited (ASX:BEN)

Vicki was appointed Interim Chair in April 2024 and Chair in May 2024.

Vicki joined the Board in September 2018. Vicki is also a member of the Board Risk Committee, Board People and Culture Committee and Board Technology and Transformation Committee.

Vicki has over 30 years’ experience in the financial services and telecommunications sectors with executive roles in distribution, strategy and operations, human resources and transformation. Her extensive skills in large scale people leadership, product and sales management, transformation delivery and risk management have been, and continue to be, valuable and contemporary contributions to the Board and the Bank.

Vicki’s former roles include Executive Director, Transformation Delivery at Telstra, and prior to that, she held several executive roles at NAB including Executive General Manager ‑ Retail Bank, Executive General Manager ‑ Business Operations and General Manager ‑ People and Culture, as well as senior leadership roles at MLC, ING and Prudential Assurance Co Ltd.

Richard was appointed Chief Executive Officer in August 2024 and has been with the Bank since 2007. Richard led the Bank’s Consumer Banking Division from 2018. This included the Retail, Third Party and Wealth businesses, which focused on the delivery of consumer focused products and services through the Bank’s company owned and Community Bank branches and through a range of partner organisations including mortgage brokers and financial advisors.

Prior to this, Richard was the Bank’s Chief Financial Officer between 2009 and 2018 and Executive Group Strategy between 2007 and 2009. Richard spent the early part of his career in finance and consulting, primarily with PWC in Australia and Asia.

A keen supporter of sport and the arts in South Australia, Richard has been a Director of the Adelaide Football Club since 2017 and until recently was Deputy Chair of the Board of Governors of the Helpmann Academy.

Richard joined the Board in September 2021. Richard is Chair of the Board Audit Committee and a member of the Board Financial Risk Committee.

Richard brings extensive experience delivering complex audit and advisory services to Australia’s leading public, private, government and not-for-profit organisations. Richard most recently served as CEO of Deloitte Australia, the Managing Partner of the Audit & Advisory Practice and a member of the Global Audit & Advisory Leadership Team. Richard’s career also includes more than 25 years working with PwC, including nine years on PwC’s Australian executive.

Richard is passionate about supporting organisations that have a positive impact in the community. He is a former Chairman of OzHarvest and a former Director of Adara Group, a charitable organisation focusing on international development in emerging economies.

His former directorships also include serving as President and Chairman of the Institute of Chartered Accountants Australia (now Chartered Accountants Australia and New Zealand). Richard has also been a member of the Business Council of Australia.

Victoria joined the Board in February 2022. Victoria is Chair of the Board Risk Committee and member of the Board Audit Committee.

Victoria has over 35 years of experience in financial services. Victoria has held executive roles with major Australian listed companies and multinationals including Westpac, Citi, Allens and Jarden Morgan (now CS First Boston). Victoria is the Deputy Chair of the ASIC Markets Disciplinary Panel and former chair of NSW Treasury Audit and Risk Committee.

Victoria has been a non‑executive director and chair with experience across a range of business sectors in the public, private, government and not‑for‑profit organisations, with expertise in risk management, regulation, and compliance at both executive and board level.

Victoria is a Senior Fellow and past president of professional standards body FINSIA, a Fellow of the Australian Institute of Company Directors, a Chartered Banker and was previously the chair of the Australian Gender Equality Council. Victoria is a former director of URB Investments Limited (ASX:URB).

Alistair joined the Board in September 2022. Alistair is Chair of the Board Technology and Transformation Committee and a member of the Board Risk Committee and Board People and Culture Committee.

Alistair is an experienced digital executive and entrepreneur with almost 20 years’ experience working in Financial Services and Technology across a broad range of ASX 50 and Fortune 500 companies.

Alistair is currently the Managing Director of advisory business Vanteum and has advised several banks, insurers, and Fintech businesses on Open Banking and the Consumer Data Right (CDR) as well as advising several government departments in Australia and overseas on Fintech and digital innovation. He was previously Director and Chair of the Technology Board committee at Humm Group Limited.

Margaret joined the Board in September 2023. Margaret is Chair of the Board Financial Risk Committee and a member of the Board Audit Committee.

Margaret’s career has been mainly in finance, risk and operational roles across financial services including retail banking, institutional banking and wealth management. Margaret also has significant non‑executive experience covering publicly listed companies, subsidiaries of large, listed companies and responsible entities for investment schemes and trusts for both public and private markets. She has extensive global experience, having worked in Australia, Asia and the UK.

Margaret’s most recent executive position was AMP Capital’s Chief Financial Officer and Chief Operating Officer; she has held roles as Group Managing Director of Strategy and Marketing at ANZ Banking Group and senior finance roles across ANZ, Westpac and Citigroup Australia.

Prior to that, Margaret held senior finance and operational roles at Schroders plc in Asia, London and Australia. She was also the Group Risk director during her time in London.

Abi joined the Board in April 2024 and is Chair of the Board People and Culture Committee and a member of the Board Technology and Transformation Committee and the Board Risk Committee.

Abi has global expertise in strategy, digital, supply chain, M&A and operations with broad experience across a range of sectors including financial services, retail, technology and infrastructure.

Abi is passionate about businesses being customer led and digitally enhanced, using data to deliver better outcomes for customers and sustainable returns for investors.

Abi has held senior corporate roles with Amcor, Incitec Pivot, ANZ, Caltex and as Managing Director at KordaMentha’s 333. She was previously a Non- executive Director of Sydney Airport Corporation, Chair of Planwise AU, a Director of Swimming Australia and on the Lazard PE Fund advisory committee.

From 2012 to 2017, Abi established and ran an advisory and management business, Absolute Partners, focused on strategy, innovation, and disruption.

Additionally, Abi has held roles with several not for profits, start-ups, emerging and established businesses.

Daryl joined the board in September 2024 and has over 40 years’ banking and finance experience in Australia, Asia and New Zealand.

Daryl's most recent executive role was CEO of Rabobank New Zealand. Prior to that Daryl was an executive at NAB where he was CEO of Asia, Executive General Manager of NAB Business and General Manager of Corporate Banking.

Daryl is an experienced non-executive director and was previously a non-executive director of Beyond Bank Australia, Cuscal and CG Spectrum Institute and an advisory committee member to Agrifunder, a specialist provider of working capital funding to the agricultural sector.

Daryl has extensive banking and finance experience in Australasia and a deep understanding of business and agribusiness. Daryl has expertise in the areas of strategy development and implementation, the customer experience and driving improved financial performance.

Travis has extensive commercial and strategic expertise in the agribusiness sector, a key strategic focus for the Bank as the transformation of its Business and Agribusiness division continues.

Travis has previously served as CEO and Managing Director of Ruralco Holdings Limited from May 2015 until its acquisition by Nutrien in September 2019 and was Chair of Clean Seas Sustainable Seafood from October 2020 until November 2024.

He is currently the Chair of Select Harvests Limited, Australian Grain Technologies and Deputy Chair of Lifeline Australia.

Travis holds a Master of Business Administration and is a Member of the Australian Institute of Company Directors (MAICD).