• 17.6% Effective Interest Return
• 12 Month term - extendable
• Convertible into equity @$3.00 per share
• Protected by General Security Agreement
• $5,000 per note
• 200 Notes available

Brolly is a live private credit platform that offers fast, 30‑day small loans ($2,000 or less) in Australia for a simple 5% flat fee, using Open Banking data and real‑time payments to automate the process. It operates both its own loan book and a marketplace, connecting yield‑seeking investors with borrowers who need quick, short‑term liquidity.

By combining principal lending with a scalable marketplace model, Brolly aims to deliver attractive double‑digit annual returns to lenders while keeping credit transparent and affordable for everyday Australians. The platform is built to scale into new markets over time, unlocking idle capital and generating sustainable income through its data‑driven, automated lending engine.

• Secured 12 month loan offering 17.6% effective interest return
• 15% interest on the loan is deducted from advanced amount. The loan is paid in full following the end of the period.
• Includes 12 month share options at $3.00 per share
• Backed by General Security Agreement.

Brolly is a short‑term private credit platform offering fast 30‑day loans of up to about A2,000 for a simple 5% flat fee, targeting double‑digit net returns for lenders. It runs both its own loan book and a marketplace that aggregates retail, wholesale, and institutional capital, giving investors direct exposure to high‑velocity private credit while providing borrowers with a transparent, fixed‑cost alternative to high‑cost lenders.

Banks have largely stepped away from loans under A5,000, leaving many creditworthy Australians to rely on payday and high‑fee products. Brolly fills this gap with small, short‑term loans that are automatically assessed using real‑time cash‑flow data, priced simply, and repaid in a single, non‑compounding 30‑day cycle.

Borrowers verify their identity online, link their bank via Open Banking, and receive a tailored limit based on real‑time affordability, with funds typically sent within minutes and collected automatically at term via pre‑authorised payments. Underwriting uses live transaction data, behavioural signals, and automated checks, while collections are supported by digital workflows and specialist recovery partners to manage credit risk at scale.

The platform is live, has processed thousands of loans, and has a significant borrower waitlist, with performance to date showing low defaults and no capital losses for lenders, supported by conservative settings and a reserve funded from Brolly’s margin. Capital is deployed into short‑term receivables rather than overhead, with a dual engine of principal lending and marketplace fees designed to create recurring cash flow, growing assets, and scalable exposure to an under‑served, tech‑enabled segment in Australia and beyond.