MoneyCatcha is offering investors exposure to its fast-scaling platform, Stryd, which is transforming mortgage and lending markets with real-time, transparent data. With an addressable market in Australia of over 22,000 brokers, integrations with 80+ lender home loan product data and strong global growth potential, this raise provides access to a high-impact financial solution driving a future of more competitive lending offers for consumers.

Raising a minimum of $1,000,000 up to a maximum of $2,500,000

Pre-Money valuation of ~$9,000,000

Tranche 1 Share Price: $0.55

KPI Trigger for Tranche 2:

• ARR milestones: >/=$1.3m in signed contracts

Tranche 2 Share Price: $0.70

Tranche 2 funds payable within 14 days of milestone completion

Home Loan Consumers Not On The Best Rate

• Over 50% of mortgage holders are not on the most competitive home loan rate costing them thousands of dollars a year in interest
• Mortgage brokers will shop the market on application for the best rate but don't often monitor the loan after settlement to check to see if it moves out of market
• Because brokers now originate over 70% of home loans in Australia, they are focused on their new business pipeline and less on rechecking existing customer home loans for the best rate
• Unless a consumer contacts their broker for a review, the consumer ends up paying too much for their home loan

Brokers Finding Out Too Late

• Retention teams are reactive, relying on discharge notices or post-refinance outreach
• Most brokers only discover a client's move after the loan is already gone
• The lag between market rate changes and customer action leaves no window to intervene

Current Tools Can't Protect Churn

• Customer retention is generally a manual process with an annual review, with brokers depending on legacy CRM's or static tools with no dynamic alerting of when customers move out of market
• This static approach leaves the customer unmonitored for the remaining period and at risk of not being alerted when there is a better home loan rate available to them 

Escalating Customer Churn

• Over 25% of broker customers refinance or switch lenders every year - impacting both broker and direct lending channels
• That's >$500m in lost annual revenue across Australia's $362b home loan markets
• Churn has worsened post-COVID as digital lenders and rate competition intensify

1 in 5 mortgage clients churn annually = $500m in lost broker revenue

Real-time Retention Intelligence

• Stryd is an open-banking data platform that detects when a mortgage customer's rate or product becomes uncompetitive so customers can reduce their interest payments by always being on the most competitive offer 
• It proactively alerts brokers and lenders in real time, giving them the chance to re-engage customers with a better offer
• Powered by Consumer Data Right (CDR) feeds and our proprietary rules & confidence engine, it turns data into action

Automated Retention Workflows

• Stryd integrates directly into broker and aggregator systems, enabling instant alerts, priority scoring and AI-driven recommendations
• It automates what retention teams currently do manually - turning days of analysis into seconds
• The result: +25% improvement in retention and +15% uplift in broker revenue (based in current deployments)

Built for Scale & Compliance

• 100% compliant with the Consumer Data Right (Open Banking) framework - a first-mover advantage in regulated data use
• Cloud-based, API-first architecture makes it easy to deploy across brokers, lenders, and partner platforms
• Designed to scale beyond mortgages into other CDR verticals - open finance, energy and telco - using the same data engine

"Stryd's Done-For-You campaign freed up my time and put warm conversations back in my calendar. In the first cycle, Stryd flagged two Macquarie reprices - same lender, sharper rates - saving my clients money while I stayed focused on advice"

Mikal Howard - Mike Howard Financial

"Stryd identified 16 customers as high priority leads, enabling Vision Central West to generate upfront and trail income, referrals and saving customers over $12,000 a year"

James Noller - Vision Central West

"The best thing about is, when you've got the consent, you have that extra peace of mind ongoing. It makes life easier not having to worry about those particular clients."

Paul Doueihi - Vantage Finance